Self Payment
Take Control And Lower Your Healthcare Costs Using Medical Cost Sharing
A Non-Insurance Approach Where Members Share Medical Costs With A Community Of Like-Minded People
Paul Cholak
MPB.Health Medical Cost Sharing Advisor
561-734-3884 (Land)
786-970-0740 (Cell)
pcholak@mpoweringbenefits.net

Healthcare Benefits That MPOWER You!

Tired of feeling like your healthcare options are costly, limit you, and are out of your control? We focus on promoting your overall well-being and putting you in the driver's seat of your own health.

ENROLL TODAY!

Family

Why us?

We are committed to providing top-notch healthcare services that not only benefit our members but also contribute to a healthier society overall. Our health-sharing plans are a great alternative to traditional health insurance and are designed with you in mind - because your health and well-being should always come first.

  • Get more flexibility
  • Get more transparency
  • Pay $0 visit fee for virtual healthcare
  • Pay $0 visit fee for counseling
  • There is no lifetime limit on the number of eligible expenses that may be shared in our health-sharing community

Shareable Maternity Needs

Bringing a child into the world is an exciting and life-changing experience. Our sharing community offers a range of shareable services that can help support you throughout this special time, including prenatal, delivery, and postnatal care.

Traveling outside the U.S.?

For members who are traveling abroad, whether for work or leisure, there may be instances where acute or emergent medical treatment is necessary. In these cases, eligible medical expenses may be considered for sharing, no matter where in the world they were incurred and treated.

Check Out a Few of Our Healthcare Benefits

Give yourself the gift of better health!

Benefits may vary depending on the specific plan you choose, but they are all designed to give you peace of mind and support your overall well-being. Contact a healthcare advisor if you have any questions or concerns.

Medical Cost Sharing

Medical Cost Sharing

Provides protection against unexpected high medical expenses

Telehealth

Telehealth

Allows you to connect with a doctor 24/7/365

Mental Health

Mental Health

Helps you deal with personal and work-related issues

Minimum Essential Coverage

Minimum Essential Coverage

Preventative and wellness services as defined in the Affordable Care Act (ACA). *Exclusive to Secure HSA and Secure CoPay memberships.

Concierge Assistance

Concierge Assistance

Provides personalized support through your healthcare journey

Pharmacy Benefits Program

Pharmacy Benefits Program

Fairest priced medications

Medical Records Vault & QR LifeCode

Medical Records Vault & QR LifeCode

A secure & accessible emergency profile and personal health records

Ready to Get Started?

Get Started in Minutes

ESSENTIALS
Provides a solution for minor health concerns and helps you manage your health more effectively. Learn More →
CARE+
Provides security for unexpected medical expenses. Promotes overall health and wellness for its members. Learn More →
DIRECT
Provides security for unexpected medical expenses. Includes high-cost preventive services not provided by a DPC. Learn More →
SECURE HSA
Preventive care combined with HSA compatibility. Provides security for unexpected medical needs. *A verifiable 1099 form or business ID is required Learn More →
PREMIUM CARE
Provides a financial safety net for significant eligible medical expenses, while streamlining your everyday healthcare needs. Gain unparalleled transparency into healthcare costs, access a network of top mental health professionals for improved well-being, enjoy substantial savings on prescriptions, and more! Learn More →
PREMIUM HSA
Embrace a proactive approach to your health with an HSA compatible and ACA-compliant membership that seamlessly integrates preventive care, protection from unexpected medical expenses and much more! *A verifiable 1099 form or business ID is required. Learn More →
Being part of a Medical Cost Sharing community means being part of a supportive network of individuals who are all working towards the same goal – Taking charge of their own health and creating a positive change in the healthcare system.
What is Medical Cost Sharing?
Medical cost sharing is a practice where individuals pool their resources together to share the burden of medical expenses. It is often used as an alternative to traditional health insurance plans and has been gaining popularity in recent years due to its lower costs compared to conventional healthcare options.
Is Medical Cost Sharing the same as health insurance?
No, health sharing is not traditional insurance and does not have the same regulations and requirements as traditional insurance plans. Therefore has more flexibility in its structure and guidelines.
What is an Initial Unshareable Amount (IUA)?
This refers to the portion of medical expenses that members must cover on their own before the sharing community can step in to cover the remaining costs. The IUA encourages responsible healthcare spending by requiring individuals to be accountable for a portion of their medical expenses.

Enroll Anytime

Watch a short video to learn more.
This concept is unique and really should be the way that our country moves forward for healthcare. It requires people to be responsible for their health, by leading a healthy lifestyle. The community supports each other through healthcare challenges. Again, just a great concept and one I fully support. I recommend everyone look into it to check out the concept and the benefits.
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TANYA HODDER
Colorado

Get a free, No-obligation Consultation

Your healthcare advisor can help you select the right healthcare plan. By considering all aspects of your health, age, and budget, as well as staying informed on available options and potential changes, you can feel confident in making an informed decision
Time-Saving
Time-Saving
A healthcare advisor can help you Find the right plan in a fraction of the time it may take to do it on your own.
Cost-Saving
Cost-Saving
A healthcare advisor can also save you money by helping you choose a plan that offers adequate protection at an affordable price.
Help Enrolling
Help Enrolling
Once you have chosen a healthcare plan, a healthcare advisor can assist you with the enrollment process.
Contact
Contact your healthcare advisor today!
Paul Cholak
pcholak@mpoweringbenefits.net
561-734-3884